MPPI Policies: What You Need to Be Aware Of

MPPI policies can offer you invaluable protection for you and your loved ones to remain in your property should you no longer be able to make your mortgage repayments, but there are a number of items toRead More


Parental Support Vital for New Mortgages

First time buyers are increasingly relying on parental support to gain better rates of interest on a mortgage, figures reveal.

According to Clydesdale and Yorkshire Banks, 84 percent of first time buyers admit to relying on their parents for financial support when buying a house.

Since 2005 this figure has more than doubled, highlighting the natureRead More


Unemployment Falls but Redundancy Fears Remain

Even though latest figures show unemployment has fallen, 29 percent of Brits still feel concerned over the security of their job over the next 12 months.

The Employment Minister Chris Grayling announced the figures published by the Office for National Statistics, showing unemployment has fallen by 36,000 in the last quarter to 2.45 million. YouthRead More


Fuel Costs Unaffordable for Unemployed

Fuel debt is sweeping the nation as the cost of electricity and gas becomes unaffordable for many, while those who are just making ends meet are at risk of debt should they lose their job.

Those who have been mis-sold payment protection insurance (PPI) may also be in for a shock, if they are relying on this insurance to cover these hefty bills followingRead More


PPI Complaints Increase by 51 Per Cent in Just One Year

The Financial Ombudsman Service has published annual figures covering the number of complaints taking place throughout the 2010/11 financial year and reveal that PPI complaints increased by 51 per centRead More


Banks Need to Gain Customer Trust Again

Experts state it is time banks draw a line under mis-sold payment protection insurance to win back customers trust.

The British Bankers’ Association (BBA) recently released a statement informing the nation of their decision not to appeal against the decision made by the courts on the way they will now be expected to handle past cases of mis-soldRead More


Gladstone Brookes Buy Warrington Wolves Season Tickets for Charity

Gladstone Brookes are pleased to announce the recent community work they have done with the Warrington Wolves Foundation. The foundation is the charity of the Warrington Wolves Rugby League club. The Wolves as we speak sit at the top of the Super League table and are the current Challenge Cup holders after winning the competition in 2009 and 2010. Whilst not many people may be familiar with Rugby League, Warrington is a “rugby town” attracting an average home crowd in excess of 10,000 per game.
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Buying Mortgage Payment Protection Insurance

Mortgage Payment Protection Insurance (MPPI) can be profitable for lenders and also make perfect sense for buyers, but only if the specific terms are suitable for you. The MPPI policy which works best for you may not necessarily be the cheapest or the most established one available, but tailoring a policy to your precise needs will reap benefits in the long run.

Lenders will also have to first of all decide if you are an appropriate candidate for MPPI which means a number of things will be taken into consideration.
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Number of Interest Only Mortgages Declines

The number of interest only mortgages being offered to potential home-owners is steadily declining, a new survey shows.

This strategy performed by mortgage lenders aims to reduce the number of home-owners who have a mortgage they cannot pay back.

According to the survey by Paragon Mortgages’ Financial Adviser Confidence Tracking (FACT),Read More


How Do Payment Protection Insurance Policies Work?

Do you really know the details of your payment protection insurance policy and how to even make a claim should you need to?

 

There has been a considerable amount of publicity surrounding payment protection insurance lately and the fact that the banks repeatedly ripped off customers by mis-selling PPI to unsuspecting customers.
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